Used Car Buying Tips: How to Purchase Your Dream Car in Indiana

Step 1. Select a car dealership

Choosing a car dealership in Indiana requires special attention. Study all the available information about a dealer and look at its rating.

• Look for a dealership with a solid reputation to receive a full list of services and guarantees.  
• Read customer reviews published not only on the dealer’s official portal but also on various forums and other open sources like Google Reviews.
• Pay attention to how long the dealer has been in business to avoid fly-by-night companies.

Step 2. Pick a model

When you come to a car dealership, you may be confused by the abundance of used models available for sale. And although the assistant will always help you pick options according to your preferences, it is better to go there with the idea of the model you want to buy.

Do not make the budget your only criterion; it is better to decide on a specific model and configuration to avoid buying a vehiclel that does not meet your needs.

Study the features and typical issues of the cars you are interested in, read reviews on various forums, and consult with knowledgeable acquaintances or friends. You can also find a wealth of information in our blog. 

Step 3. Check the car

Each car at the dealership undergoes technical diagnostics and a legal background check before coming into a sale. The risk of buying a problem vehicle from a reliable car dealer is minimal, but this is not always the case. Look for a seller that offers VIN checking. For example, at Indy Auto Man, you can order a Carfax report for free.

Step 4. Sign the papers

You do not need to print out the contract of sale: the car dealership employees will prepare the document themselves. Before signing the contract, carefully study its contents, and check all points and notes:

•  personal data;
• conditions and procedure for terminating the contract and returning the car if technical or legal problems are identified;
• vehicle trim and additional equipment;
• car cost;
• the absence of a clause according to which the price can be increased unilaterally;
• the down payment amount and terms in case of used car financing.

One of the ways to profitably buy a car at a dealership in Indiana is the Trade-in program, through which you can exchange an old vehicle for a new one. In this case, you enter into two contracts: according to the first, the dealership buys the car from you, and according to the second, you purchase another one from the dealership. In this case, you only pay the difference between the cost of the car traded in and the new one.

Step 5. Pay for your purchase

You can pay for the used car either in cash or by bank transfer. If you don't have enough funds, you can get a loan. The list of documents required for used car financing is the same as in banking organizations. 

• Check out the available loan programs.
• Fill out the application form for a car loan at the dealership or get pre-approved online in advance.

After receiving the bank's decision, study the terms of the loan. You have the right to accept the terms and sign the contract or refuse it.

If you are satisfied with the bank’s offer, your sales assistant will draw up a package of documents, which may vary, but most often includes:

• loan agreement;
• contract of sale;
• Title;
• invoices;
• confirmation of payment of the down payment;
• insurance contracts provided for in a car loan agreement;
• payment schedule.

At the final stage of applying for a car loan, the vehicle will be registered, and the original title will be transferred to the lender. The bank or credit union will keep it until you pay the funds off.

Step 6. Pick up the car

When accepting the vehicle, be careful and check the following points:

• Are you listed as the new owner in the title?
• Do the VINs on the units match those stated in the Title?
• Are there any dents, chips, or scratches on the body?
• Are technical fluids at the right level: oil, coolant, and brake fluid?
• Do the lights work?
• Does the equipment correspond to those stated in the contract?

If everything is in order, you can leave the dealership behind the wheel of your new car on the same day.

Buying a used car in Indiana is simpler with Indy Auto Man. We are committed to excellent customer service, so finding your dream car is our top priority. If you live in Greenwood, Avon, Westfield, Zionsville, Carmel, Noblesville, Geist, or any other nearest city, we can pick up your trade-in and deliver your new car right to your doorstep. Check the assortment of used cars for sale right now!